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Iceland volcano: What are your rights? Which?

Which? Holiday's experts answer your most crucial questions about the Icelandic volcano eruption and its effect on consumers.

I’m supposed to be going on holiday tomorrow, but it looks like my trip can't go ahead because of the volcanic eruption. Is there anything I can do?

If you have booked a package holiday and your flight is cancelled, you have the option of either cancelling your holiday and getting a full refund, or re-booking for another departure - usually within about 28-30 days. 

You shouldn’t incur any administration charges for re-booking your holiday, but if the new holiday would have cost more money than the original, you may incur some additional costs.

If you have booked the 'components' of your holiday separately, the situation is more complex. While your airline may be obliged to help you, you will probably need to rely on travel insurance or another form of cover to protect against losing money on any accommodation and activities you have organised.   

Single Trip Holiday Insurance for Europe

If you are traveling to Europe, holiday insurance is a must. If you are lucky enough to have the time and the money to make several trips a year to Europe, annual holiday insurance is available, but for most people, single trip holiday insurance for Europe will be quite sufficient. This article looks at the reasons for taking out holiday insurance for European vacations and compares the coverage available for some leading travel insurance companies.

Holiday Insurance Europe:Key Benefits

Hopefully, your trip to Europe will progress smoothly. But it is essential to have a “plan B” if it doesn’t. There’s always the danger that you could fall ill abroad, and whilst European countries all have universal healthcare systems, these are usually limited to EU citizens to prevent their resources being drained by “health tourism” (Americans going overseas for treatment because they’ve found that a plane ticket to Europe costs far less than American healthcare). Holiday insurance reimburses European healthcare providers for their services so that you’re not stuck with the tab.

Another benefit of European holiday insurance is that it can cover the cost of clothing and other necessary purchases should your luggage go missing. Anyone who’s ever flown has experienced the anxiety of waiting by the baggage carousels, hoping and praying that their suitcase appears. Travel insurance takes some of the worry out of the experience, knowing that the worst that can happen is the need for an extra shopping trip.

Since September 11th, and especially since the subsequent bombings in London and Madrid, terrorism has been a worry for travelers to Europe. Holiday insurance will reimburse the cost of your trip if it is canceled or delayed due to a terrorist incident.

Finally, the uncertain economy means that there is no guarantee that the travel agent or airline you booked with will still be in business by the time you are due to fly home. Insurance companies can help you make alternative arrangements for the return journey should the worst happen.

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Post Office Reveals Iceland is Best Value Destination for UK Many cheap travel insurance policies do not cover adventure sports such as hiking, white water rafting or even snorkelling and swimming, so Post Office Travel Insurance recommends that any UK holidaymakers seeking adventure on holiday should check the UK Holidays Cost More Travel Money than Breaks Abroad

How to avoid that holiday nightmare - Irish Independent
How to avoid that holiday nightmareToday, chances are a host of other concerns are playing on your mind: could your travel agent go bust; could a strike by disgruntled airline workers delay your flight and cause your to miss your international connection; and will your travel insurance

Record Money: Go online to get deals that can cut cost of summer ... - Scottish Daily Record
Record Money: Go online to get deals that can cut cost of summer Insurance website InsureandGo.com says the cost of holiday disasters suffered by Britons going abroad without cover last year was nearly £90million. Most of the 236000 claims were for medical treatment, followed by lost or stolen baggage,

Tabby Biddle, Leland Schneider - New York Times
Tabby Biddle, Leland Schneider - New York Times New York TimesTabby Biddle, Leland SchneiderThe bride is the daughter of Wharton Biddle and Tania Gopcevic Biddle, both of Jamestown, RI Her father, who is retired, worked at Biddle & Company, his family's insurance firm, when it was in Radnor, Pa. Her mother retired as an agent in Philadelphia

READER'S CHAMPION by TONY HETHERINGTON: Green fuel firms linked by ... - Daily Mail
READER'S CHAMPION by TONY HETHERINGTON: Green fuel firms linked by ... - Daily Mail Daily MailREADER'S CHAMPION by TONY HETHERINGTON: Green fuel firms linked by Mrs JC writes: I booked a family holiday and took out insurance, except for my son, who already had a different policy. Sadly, my father passed away the day before we were due to leave so we were unable to travel. Our insurance company paid out,