And with thee Daily Mail
Thankfully, Joanna, and Graham, 43, a civil servant, who have a ten-month-old daughter, Hannah, had taken out wedding insurance. The policy, which cost £60 with Ecclesiastical Insurance of Gloucester, paid out because fewer than half of the couple's guests were able to make it.
More couples and their families are taking out wedding insurance, particularly as the recession has meant more small businesses, such as caterers, marquee companies, florists and wedding dress shops, are going under.
Policies are available from specialists such as weddingplaninsurance.co.uk and Ecclesiastical, but also from household names including Marks & Spencer, Debenhams and Greenbee (owned by John Lewis).
Premiums vary from about £20 to more than £150, depending on the cost and size of your wedding. Ensure you are buying a policy that suits your needs.
For example, not all policies include public liability cover that would pay out in the event of a claim arising from an accident.
