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Broker Questions Health Connector Offering Worcester Business Journal

A couple of weeks ago the Massachusetts Healthcare Connector sent a letter to all companies in Massachusetts with fewer than 50 employees (the “small group” market). For those who received it and have questions about how the Connector, and its new entity “Business Express” fit into the overall health plan landscape, I would like to offer my view on the situation.

To pique employer’s interests and “sell” the new Business Express service, the Health Connector’s letter emphasized that it was a new health insurance product, and in “some cases you could save more than $300 per employee per year on administrative costs.” In reality, Business Express is not a new product, but a new channel to access health insurance plans that are already available directly from the carriers. Business Express competes directly with established third-party intermediaries such as Northeast Business Trust and Small Business Service Bureau. Most importantly, from what I have seen, Business Express is in fact more expensive than established intermediaries.

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