Medicare: Preventive care, drug benefits Bloomington Pantagraph
BLOOMINGTON -- Mike O'Donnell is like many older Central Illinoisans who continue to work: he has private insurance, so won't see any immediate change as a result of health care reform.
But in four years when he turns 65 and when health reform is phased in, O'Donnell -- along with other people who will be on Medicare -- will make adjustments. Generally, O'Donnell likes what he sees.
O'Donnell, 61, is a west side Bloomington resident who has dependent coverage through his wife, Maria, who works in the McLean County Circuit Clerk's office. That insurance -- through Blue Cross and Blue Shield of Illinois -- costs the O'Donnells $344.50 a month plus $11.18 a month for vision coverage and $45.60 for dental coverage.
To encourage personal responsibility for health, the plan's deductible of $1,500 is reduced when the O'Donnells get their yearly physicals and complete an online health screening.
Mike O'Donnell has high cholesterol and takes one medicine to manage it, another to promote good cholesterol and a third to help kidney and liver functions. He buys generic drugs and orders 90-day supplies to control costs.
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